Tenant fraud assessment, backed by real forensics.
When a rental application looks too good, we check whether the documents behind it are genuine. Pay stubs, T4s, bank statements and employment letters, examined the way a forensic analyst would and graded by how likely they are to be forged.
This is document authenticity forensics, not legal advice. We report technical indicators and a likelihood, never a verdict on a person.
A forged document usually gives itself away.
Not in how it looks, but in the data underneath it and the way its parts fit together. Here is what we examine across the set.
Income that adds up
We reconcile the numbers a pay stub claims: CPP, EI and tax against the stated gross. When the deductions don't match the public rates, the stub was likely built by hand.
A real employer
We check the employer and any business number against public records, and whether they line up with the letterhead, phone and address on the documents.
Signs of editing
Embedded metadata, save history and producer details show when a PDF was changed after it was created, or exported from a tool that had no business touching a payslip.
One template, many documents
Shared internal identifiers and reused layouts reveal when several documents came from a single source rather than the separate employers and banks they claim.
Consistent across the set
Names, dates, pay periods and employers should line up across the pay stub, the letter and the bank statement. We flag where they don't.
The file's own timeline
Creation and modification dates, and how far apart they sit, separate a document generated by a payroll system from one assembled the night before.
Three steps from documents to a decision you can trust.
Send the documents
You share the applicant's document set through a secure transfer we set up, never plain email. Pay stubs, T4s, employment or income letters, bank statements and ID.
We run the forensics
We combine the automated metadata read from BadgerForensics with a human review: the income math, the employer, the edit signals and the cross-document consistency.
You get a graded report
A written report with a concern level for each document (Low, Elevated or High) and the specific reasons behind it, so you can make an informed call.
Straightforward, per-applicant pricing.
One clean price for a fast read, a deeper report when the stakes are higher, and a plan for offices that screen applicants all the time.
Findings Summary
A quick, clear read on one application.
- One applicant's document set
- All of our forensic checks
- A short written summary of findings
- A concern level per document, with reasons
- A quick turnaround, confirmed when you send it
Full Forensic Report
A detailed report for when the stakes are high.
- Everything in the Findings Summary
- Deeper cross-referencing and documentation
- A referenced report that records our method
- Documented so you can share it with your lawyer or use it in a dispute
- A longer turnaround given the depth, confirmed upfront
Realtor & Property Manager Plan
For agents and managers vetting applicants regularly.
- Discounted per-assessment pricing
- Priority turnaround
- A simple way to submit throughout the month
- One point of contact for your office
Prices are in Canadian dollars. A full report is the right choice when the outcome could be challenged, since it records the method behind every finding.
Handled the way a security firm should.
Rental documents are full of sensitive personal information. We take them over a secure transfer rather than plain email, use them only for the assessment, and delete them when it is done. You should have the applicant's consent to verify the documents they submitted, and we will ask you to confirm you are authorized to share them.
What it can and cannot tell you.
What the assessment shows
- How well a document's own data holds together
- Whether the income math is internally consistent
- Whether a claimed employer appears to exist
- Whether a file was edited after it was created
- Whether a set of documents shares one hidden source
What it is not
- A verdict that a person committed fraud
- Whether to approve or decline an applicant
- Legal advice on tenancy or the LTB
- Anyone's intent
- A guarantee: clean metadata is not proof of anything
Findings are technical indicators, not proof, and never a statement about a person. This service is document authenticity forensics, not legal advice. For a decision, a dispute, or anything before the Landlord and Tenant Board, speak with a qualified lawyer or paralegal.
Built for the people who screen applicants.
Landlords
Vetting the applicant you are about to hand the keys to.
Realtors
Adding a document check to the applications you pass to owners.
Property managers
Screening a steady flow of applicants across a portfolio.
Want to look first, for free?
BadgerForensics reads a single document's metadata and structure right in your browser, with nothing uploaded. It is the same engine behind this service. Try it, then send us the set when you want a person to weigh in.
Common questions
Is it legal to check a rental applicant's documents?+
Yes, when the applicant has agreed to have the documents they submitted verified, which is standard on a rental application. We assess documents you are authorized to hold. This is document forensics, not legal advice: for questions about tenancy law or the LTB, speak with a lawyer or a licensed paralegal.
Do you decide who I should rent to?+
No. We report on the authenticity of the documents only. The rental decision is yours, and it must follow the Ontario Human Rights Code. Our findings are one input, never a verdict on a person.
What documents can you assess?+
Pay stubs, T4 and T4A slips, employment and income letters, bank statements, a Notice of Assessment, government photo ID, and reference or previous-landlord letters. The more of the set we see, the stronger the cross-checks.
How is my applicant's information handled?+
We set up a secure transfer rather than accepting documents over plain email, we use them only for the assessment, and we delete them afterward. We are a cybersecurity company, so handling sensitive files properly is the whole point.
How fast is it?+
It depends on how much we are given and how deep the report goes. A Findings Summary is quick, and a Full Forensic Report takes longer because of the added documentation. We confirm a turnaround with you when you send the set rather than promising a fixed time we might miss.
Can this prove a document is fake?+
No, and we never claim to. We report technical indicators and a likelihood, not proof. Metadata can also be stripped, so a clean read is not a guarantee. For anything contested, the Full Forensic Report documents our method.
Do you only assess rental documents?+
No. The same forensics apply to invoices, employment and income verification, insurance paperwork, and documents offered as evidence. If you have something to check, ask us.
Have documents you need checked?
Send us the application set and we will tell you how well it holds up. Findings from $100, with a full forensic report when the stakes are higher.